THE ONLY ALTERNATIVE
FOR BANK TURN DOWNS STATED NO DOC O.K.
NO/BAD CREDIT O.K.
Become the Direct Lender. Keep your A Paper business separate. With our White Label branch program you will have access to the most competitive Alternative lending rates in the private banking industry. Our wholesale programs include Residential, Commercial, Multifamily, Agricultural, Construction and Land. Purchase or refinance cash out we offer simple hassle free Branching opportunities Nationwide.
UP TO $15,000,000
WHEN THE BANK SAYS NO WE SAY YES! THE ONLY ALTERNATIVE LENDING BRANCH
STATED INCOME NO DOC LOANS ARE BACK!
ALT-A STATED PROGRAM
$50,000 - $5,000,000
Single Family Residence, Condo, Duplex, Tri-plex, 4-plex, Farm, Multiple Homes, AG
Non-Owner, Second Home, Owner Business Purpose, No Doc, Stated Doc
Light Doc, Bank Statement Programs, Expanded DTI Allowances, No Ratio,
Loan to Values Up to 90%, No 4506, All Property Conditions, Recent Foreclosure or BK Ok, Individuals, Trusts, Foreign Nationals, Corp LLC, 1st & 2nd Mortgages, No Seasoning, Purchase, Refinance, Cash-Out, Equity, Bad Credit Allowed
JUMBO ASSET BASED
$275,000 - $15,000,000
Singe Family Residence, Condo, Duplex, Tri-plex, 4-plex, Town-House, Farm, Land
No Fico Bad Fico Ok, No Tax Returns, No Doc, Stated Options, No Debt-to-Income Ratio, No Debt Service, No Financials, No 4506, All Property Uses, No Red Tape, All Property Types, High Loan to Value,
Recent Foreclosure or BK Ok, Individuals, Trusts, Foreign Nationals, Corp LLC, 1st & 2nd Mortgages, Cross Collateral, No Seasoning, Purchase, Refinance, Cash-Out
ALT-B EXPRESS COMMERCIAL
$70,000 - $10,000,000
Multi-family, Apartments, Retail, Office, Mixed-Use, Cross-Collateral, Special Use
No Doc, Stated Income Loans, All Property Types, All Conditions, Bad Fico Ok, No Tax Returns, Vacant Ok, No Debt-to-Income Ratio, No Debt Service, No Financials, "Make Sense Underwriting", Fast Close,
High Loan to Value, Trusts, Foreign Nationals, Corp LLC, 1st & 2nd Mortgages Cross Collateral, No Seasoning, Purchase, Refinance, Cash-Out, Equity Based
THE ONLY ALTERNATIVE LENDING BRANCH. LEAVE YOUR A-PAPER SEPARATE NO CHANGE OVER NEEDED. UP TO 5 POINTS PER LOAN
- RECENT DEALS -
LUXURY CONDO BEACH VIEW
Single Family Residence Purchase
Problem: Debt to Income ratio did not qualify with Wells Fargo.
Solution: Our Jumbo Residential program allowed for Debt to Income ratio up to 55% allowing this borrower to qualify. In less than 12 days the loan closed to save the purchase. Please contact an Account Executive for a free rate quote today!
TRI-PLEX INVESTMENT PROPERTY
Refinance Rental Property 1 Vacancy
Problem: Borrower is a foreign national with no income documentation or credit.
Solution: Our Jumbo Investment program allowed for Stated Income No Doc qualification and a fast close in 7 days. Please contact an Account Executive for a free rate quote today! Call or Email Below
FINALLY A BRANCH THAT ALLOWS YOU TO BE THE DIRECT LENDER
SAME DAY APPROVALS
7 DAY CLOSE PROGRAMS
We value your time and understand your frustration with the banks and branching process. We approve loans as fast as 2 hours and can close in 7 days.
CAN USE YOUR APPRAISAL
WHOLESALE DIRECT LENDER
We love bank turn downs and many of those already have completed appraisals that took weeks to finish. After review we will use your report to close the loan fast. No upfront fees.
URBAN & RURAL ALL AREAS
Metropolitan City or Rural Area we can help you close fast. With over 20 years of underwriting we understand all areas and all property types. Plus we close fast!
WHAT OUR CLIENTS THINK
Thanks again for all the help on my bank statement loan, it was done very quickly and efficiently. I found the experience to be the most I can ask for, fast, friendly, knowledgeable, and responsive!
- Tina H. Borrower
I am a Realtor for over 20 years and I had a great experience. The staff are courteous and prompt with my borrowers and I trust them to do the things they say they will do. They are knowledgeable about their programs and are a benefit to my business.
- Randy W. Realtor®
I want to thank you for all your hard work in making this happen and being able to close both transactions on time! You delivered the terms of the deal, regardless of what was discovered during the course of due diligence. I look forward to my next deal.
- Bao C. Investor